Umbrella Insurance Policy California
An umbrella insurance policy is extra liability insurance coverage that goes beyond the limits of the insured s homeowners auto or watercraft insurance.
Umbrella insurance policy california. Otherwise you d have to come up with the cash. You do not have to be wealthy to benefit from having an umbrella insurance policy. It provides an additional layer of. It doesn t cover your injuries and personal belongings damage.
A personal umbrella policy sometimes referred to as umbrella insurance is meant to help protect you from large and potentially devastating liability claims or judgments. Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies. When you need additional liability coverage consider california casualty s personal umbrella insurance underwritten by rli rated a superior by a m. Rli provides coverage of 1 2 3 and 5 million in liability limits.
To purchase an umbrella policy you must meet coverage requirements. Personal umbrella coverage comes into play when your underlying liability limits such as from a homeowners or auto insurance policy have been reached. At starco insurance we offer you that and more. We offer different types.
An umbrella policy may also not protect you for property damage and injuries depending on your policy. The minimum protection offered by most umbrella insurance policies is 1 million which typically costs less than 25 a month according to the insurance information institute. An umbrella insurance policy can safeguard your hard earned wealth by providing you with the extra liability coverage you may need in these cases. Your assets home equity retirement savings and more could be at risk from legal liability claims without the right level of coverage.
In other words you can t have the bare minimum of liability limits on an underlying policy home or auto and expect to purchase additional umbrella coverage. Are you searching for affordable personal umbrella insurance in california. We have been providing personal umbrella insurance to the residents of los angeles california for a long time. Umbrella insurance covers you for liability.
Personal umbrella coverage exists to protect you and your family when you ve exceeded the limits on your auto and or homeowners policy. Get affordable personal umbrella insurance in california through starco insurance. Umbrella insurance may cover the remaining 200 000 protecting your assets such as equity in your house.